To be eligible for a current account, you must be over 16 years old and a legal UK resident. Although some banks require you to be at least 18. If you’re under 18, you may be able to open an account with help from your guardians. You can get specific current accounts that are tailored to children and young adults but the services they offer are very limited.
Opening a current account is easy and can normally be done in minutes. Most banks allow you to open an account online, on the app or in a branch. Upon opening an account, you may have to pass a credit check, this is because many current accounts allow you to apply for an arranged overdraft. You’ll also have to provide proof of your identity and address before you can open an account.