2nd

/10

LV= Reviews

Life Insurance

(14,656 reviews)

Review Score

9.4/10

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Pricing

Quotes our team received:

Quotes our team received:

Decreasing term cover quote for £150,000

  Minimum cover limit

N/A  

Life only quote

£9.04

Maximum cover limit

£1.5 million

 

Minimum cover limit

N/A  

Maximum cover limit

£1.5 million

 

Includes £37,500 critical illness cover

Minimum cover limit

N/A  

Critical illness cover

£16.20

Maximum cover limit

£1.5 million

 

Minimum cover limit

N/A  

Maximum cover limit

£1.5 million

 

Benefits of LV= life insurance

  • Awarded a 5 Star Defaqto rating for their Flexible Protection Plan
  • 4.7/5 Trustpilot score
  • 4.62/5 Smart Money People score
  • Access to LV= Doctor Service for expert medical advice (available with selected purchases)
  • Access to LV= member discounts such as money off other insurance products
  • Guarantee that your premiums won’t change in the future unless you change your cover
  • Available to UK residents ages 17-79

Compare life insurance providers to see how LV’s life insurance performs against their competitors.

Frequently asked questions

What type of cover does LV= offer?

LV= offers both Level Cover and Decreasing Cover for single and joint policies.

Will I need to provide medical information to get life insurance with LV=?

LV= only requires answers to a few health and lifestyle questions. No other medical information is required.

Do LV= life insurance policies include critical illness cover?

Critical illness cover isn’t included as standard but it is available at an extra cost.

Do LV= life insurance policies include terminal illness cover?

Cover for terminal illness is included under the critical illness benefit. On diagnosis of a terminal illness which is expected to lead to death within 12 months, LV= will pay out the single cash payment and end the policy.

How quickly do LV= payout?

LV= usually takes two weeks in total to complete a life insurance claim, with the money being paid into your account within two days of all the paperwork being received.

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