Do I need private health insurance if I’m self-employed?
Whilst it’s not a necessity, you should consider private health insurance if you’re self-employed. If you were to fall unwell next week, would your business cope without you there and if so, for how long? Without private health insurance, if you fall ill and are unable to work, you’d have to rely on statutory sick pay to cover your salary. You might then find yourself rushing to get well and back to work again so you don’t lose even more money.