Direct Travel Insurance offers three types of policies, single trip, annual multi-trip and backpacker. Within these policies, there are four different levels of cover to choose from to suit your needs. They also offer a variety of cover add-ons including winter sports, cruise and natural disaster.

Direct Travel Insurance does not cover travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office (FCO) has advised against all travel or all but essential travel. For more information, visit the FCO website.

Direct Travel Insurance offers cover for a variety of pre-existing conditions, to make buying travel insurance easier. Complete the quote process as usual and fill out their online medical screening process. Additional premium may be required depending on the severity of the condition.

If you don’t disclose a pre-existing medical condition and you need to make a claim, cover will not be provided for that medical condition and you run the risk of voiding your policy entirely.

Direct Travel Insurance aims to assess claims within 5 working days of receiving the claims form.