Southdowns covers over 110 sports and activities as standard and offers cover for pre-existing medical conditions.
08/06/2020
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Southdowns provides a range of travel insurance policies to meet all of your needs whenever and wherever you travel. With more than 10 years experience in the travel insurance industry, they’re dedicated to providing excellent cover at affordable prices.
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Southdowns offers single trip travel insurance and annual multi-trip travel insurance, so whether you’re heading off on a weekend break or a once in a lifetime adventure, you can find a policy that suits your needs. They also offer cover for pre-existing medical conditions, subject to acceptance.
Once you’ve selected a policy, you can choose from either Bronze, Silver, Gold or Platinum levels of cover. The benefit limits of each cover level are listed in the table below.
| Benefit | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|
| Medical expenses | £20,000,000 | £20,000,000 | £20,000,000 | £20,000,000 |
| Cancellation | £1,500 | £2,000 | £3,000 | £6,000 |
| Baggage | £1,500 | £1,500 | £2,000 | £3,500 |
| Airline financial failure | Not included | Not included | Not included | £1,500 |
| Abandonment | Not included | £2,000 | £3,000 | £6,000 |
| Missed departure | Not included | £1,000 | £1,000 | £1,000 |
| Delayed departure | Not inlcuded | £100 | £300 | £350 |
| Hospital benefit | £2,000 | £2,000 | £2,000 | £2,000 |
| Hospital benefit per day | £20 | £20 | £20 | £25 |
| Personal accident | £10,000 | £10,000 | £20,000 | £80,000 |
| Personal liability | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 |
| Emergency dental | £1,000 | £1,000 | £1,000 | £500 |
| Passport & Visas | £500 | £500 | £600 | £650 |
| Personal money | £350 | £350 | £500 | £500 |
| Legal expenses | £20,000 | £50,000 | £50,000 | £50,000 |
| Baggage delay | Not included | Not included | £300 | £400 |
| Hijack | Not included | Not included | £500 (£50 each 24 hours) | £1,000 (£100 each 24 hours) |
| Extended kennel/cattery fees | Not included | Not included | £200 (£50 per day) | £250 (£50 per day) |
| Catastrophe cover | Not included | Not included | £1,000 | £1,000 |
| Curtailment | £1,500 | £2,000 | £3,000 | £6,000 |
| Single item limit | £200 | £200 | £200/£300 | £300/£500 |
| Cash limit | £200 (£50 if under 16) | £200 (£50 if under 16) | £200 (£50 if under 16) | £350 (£50 if under 16) |
| Mugging | Not included | Not included | Not included | £1,000 |
| Excess | £100/£200 | £50 | £50 | £50 |
Southdowns makes it easy for their customers to view and download and view their policy any time, anywhere. Once you’ve bought a travel insurance policy, you can register your policy online and login to the Southdowns Member’s Area as many times as you like.
Southdowns travel insurance claims are dealt with by the AXA travel insurance claims unit. To make a claim, you need to fill in and submit an AXA Travel Insurance claims notification online. Alternatively, you can call them on 0345 873 4425 during their opening hours of Monday to Friday, 9am – 5pm to either register your claim or discuss the progress of your claim.
Southdowns currently provide two travel insurance policies; Single Trip and Annual Multi-Trip. Each policy has four levels of cover, including Bronze, Silver, Gold and Platinum. Each level has different benefits and is subject to different excesses.
Southdowns does not cover travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office (FCO) has advised against all travel or all but essential travel. For more information, visit the FCO website.
Yes. Southdowns does provide travel insurance cover for pre-existing medical conditions. However, this is subject to acceptance.
Southdowns do not provide a time limit for dealing with claims.
Took out travel insurance for our holiday in April (before COVID). Holiday was cancelled by Jet2 so asked Southdowns if I could cancel the policy and get a refund. They said no. Will not use again.
Took out travel insurance for our holiday in April (before COVID). Holiday was cancelled by Jet2 so asked Southdowns if I could cancel the policy and get a refund. They said no. Will not use again.