What does it cover?
Business travel insurance policies vary depending on the insurance provider but as well as offering the same protection as standard travel insurance policies, they also typically cover you for the following:
Business equipment and personal possessions including laptops, smartphones and tablets
Business money that’s lost or stolen
Extra travel expenses if you miss any flights
Replacement colleague cover to cover all or some of the costs if you’re unable to attend a business trip and a colleague has to be sent instead
UK trips. Business travel insurance isn’t just for business trips abroad, you’ll also be covered for any problems you encounter in the UK
What’s not covered?
Most travel insurance policies typically exclude the following:
Personal high-value items such as jewellery or designer clothes
Pre-existing medical conditions
Items left unattended
Risky activities such as adventure sports, unless you have specific sports travel insurance