Business Travel Insurance

What is business travel insurance? 

Business travel insurance is a tailormade insurance policy designed for people that travel abroad specifically for work. If you’re employed by a large company, you may find that you’re covered by your company’s business travel insurance if they have a policy in place.

What type of business travel insurance can I get?

There are two types of policies available: 

  • Single trip travel insurance for one-off business meetings

  • Annual travel insurance for those who travel for business regularly

Boarding plane

What does it cover?

Business travel insurance policies vary depending on the insurance provider but as well as offering the same protection as standard travel insurance policies, they also typically cover you for the following: 

  • Business equipment and personal possessions including laptops, smartphones and tablets

  • Business money that’s lost or stolen

  • Extra travel expenses if you miss any flights

  • Replacement colleague cover to cover all or some of the costs if you’re unable to attend a business trip and a colleague has to be sent instead

  • UK trips. Business travel insurance isn’t just for business trips abroad, you’ll also be covered for any problems you encounter in the UK

What’s not covered? 

Most travel insurance policies typically exclude the following: 

  • Personal high-value items such as jewellery or designer clothes

  • Pre-existing medical conditions

  • Items left unattended

  • Risky activities such as adventure sports, unless you have specific sports travel insurance

What other types of travel insurance can I get?

The type of cover you need depends on where you’re travelling to, why you’re travelling and who you’re travelling with. Other types of travel insurance include:

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