You can deposit cash and cheques into your Starling account. Cheques can be deposited easily in the app. Simply select ‘Add money’, then ‘Cheque deposit’. You’ll be prompted to take a clear photo of the cheque and upload it. You’ll get a push notification when the cheque has cleared (normally two working days after you deposited it), so hold onto the physical cheque until this comes through. Cheques deposited in the app are limited to £500 in value and for personal, joint and sole trader accounts, you can deposit up to four cheques a week. If you have a business account, you can deposit up to ten cheques a week. If you need to deposit more than four cheques, you can send them to Starling for free. Simply put the cheque in an envelope addressed to ‘Freepost STARLING’ with your surname and eigh digit Starling account number on the back of the cheque.
Unfortunately, you can’t just take a photo of your cash and have it appear in your Starling Bank account (although that would be the dream!). Depositing cash into your accounts easy and can be done at any Post Office branch. If you have a personal or joint account, it’s free. For business accounts or a sole trader accounts, there’s a 0.3% charge for each deposit. Simply insert your debit card at the counter, confirm the amount and the cash will be available instantly for you to spend.