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Most travel insurance policies cover people aged between 18 and 64. The older you are, the more likely it is that you’ll need to make a medical claim while on holiday, so if you’re over the age of 65, you’ll need a specialist over 65s travel insurance policy.
The best travel insurance for over 65s will cover you for everything that’s included in a standard travel insurance policy and you may find that your policy features additional benefits, including:
The price of your policy will vary depending on:
If you’re travelling to the USA or Australia, you’re over 65s travel insurance policy will cost more than if you’re travelling to Europe due to the difference in medical treatment costs.
If you have any pre-existing medical conditions, you’ll probably end up paying more for your policy. It’s important to declare any medical conditions when getting a quote and if you fail to do so, you run the risk of invalidating your policy and being unable to make a claim.
The longer older travellers are away, the higher the risk that something might go wrong. Some providers put a limit on the length of time you’ll be covered for so make sure your policy covers you for as long as you’re on holiday.
The type of cover you need depends on where you’re travelling to, why you’re travelling and who you’re travelling with. Other types of travel insurance include:
Cheap travel insurance for over 65s isn’t necessarily the best travel insurance for over 65s. Compare travel insurance providers on Compare by Review today. We’re the first and only comparison site that ranks travel insurance providers exclusively on customer experience and product quality, taking over 65 travel insurance reviews into consideration. Our full table of providers will give you an impartial and unbiased overview so you can purchase travel insurance from a high-quality provider that you can rely on when you need them most.