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What does winter sports travel insurance cover?

The best winter sports insurance policies are specifically tailored to cover all eventualities that could happen on specific winter sports trips. They offer a far more comprehensive level of cover compared to standard travel insurance policies. As well as covering lost, damaged or stolen luggage, medical costs, cancellations and delays, they also offer extra benefits including:

  • Loss of ski pass
  • Loss, theft or damage to equipment
  • Avalanche delay
  • Piste closure for more than 24 hours
  • Equipment hire costs if your luggage is lost or delayed on the outward journey
  • Personal liability cover should you injure someone else
  • Mountain rescues

Some providers will require you to wear a helmet otherwise you run the risk of invalidating your policy. Also, if you’re under the influence of alcohol or drugs and have an accident on the slopes, you won’t be covered.

Generally, good winter sports policies will cover skiing (on-piste), snowboarding (on-piste), tobogganing, ice skating, snowmobiling, dog-sledding, sleighing and ice hockey.

 

Am I covered for extreme winter sports?

Standard winter sports travel insurance policies won’t cover you for extreme winter sports but some insurers will allow you to pay for extra cover that gives you the right level of cover for your trip. Extreme winter sports include:
 
  • Off-piste snowboarding and skiing
  • Glacier climbing
  • Snowkiting
  • Heli-skiing
  • Competitive skiing and snowboarding
 
 
Winter sports travel insurance image
 
 

What other types of travel insurance can I get?

The type of cover you need depends on where you’re travelling to, why you’re travelling and who you’re travelling with. Other types of travel insurance include:

 
 

Compare winter sports travel insurance providers

Compare travel insurance providers on Compare by Review today. We’re the first and only comparison site that ranks travel insurance providers exclusively on customer experience and product quality rather than price. Our full table of providers will give you an impartial and unbiased overview so you can purchase travel insurance from a high-quality provider that you can rely on when you need them most.
 

1st

Review Score

9.7

based on 11337 reviews

Single trip quote

£13.09

Annual trip quote

£61.20

Medical cover limit

£10m

Cancellation cover limit

£5k

World First offers single trip policies for anyone aged up to 100 and they can provide you with cover for trips up to 12 months away.

2nd

Review Score

9.4

based on 13158 reviews

Single trip quote

£13.00

Annual trip quote

£66.91

Medical cover limit

£15m

Cancellation cover limit

£7.5k

All policyholders get access to The Cedar Tree Club which offers great discounts and rewards from ODEON, Gousto and more.

3rd

Review Score

9.4

based on 4680 reviews

Single trip quote

£16.01

Annual trip quote

£47.16

Medical cover limit

£10m

Cancellation cover limit

£5k

Specialist insurers for people with pre-existing medical conditions. They cover 1000s of conditions including cancer, IBS and Alzheimer's.