Compare Sports Travel Insurance
While lying on a beach with a cocktail in hand might be some peoples’ idea of the perfect holiday, others seek something more thrilling. Whether you’re into snowboarding, tennis, skiing or something more extreme, sports holiday’s are the perfect combination of hobby and holiday. And whether you need a single or multi-trip policy, it’s essential you get the right travel insurance – just in case.
What’s Covered By Sports Travel Insurance?
The level of cover offered by travel insurance for sports activities will depend on the provider and the policy you have taken out.
Standard travel insurance policies cover low-risk activities such as camping, easy trekking and modest sports such as archery. However, anything more extreme than this, including climbing, jet skiing, scuba diving or zip lining (even with a safety harness), may not be covered.
You may need to call your insurance provider and arrange additional cover for your trip. Alternatively, you could shop around for a standalone policy from a specialist provider.
How Long Should My Travel Insurance Cover Me For?
It’s better to secure travel insurance as soon as you book your trip. If you’re planning on going abroad at least twice in the next 12 months, you might want to consider purchasing an annual policy. If not, single trip insurance could be better.
Always remember that travel insurance won’t just cover you while you’re away. Should you need to cancel your flight or your trip is delayed, your policy will cover the costs and may even refund you.
If you’re travelling for more than 60 consecutive days, it’s unlikely that a standard travel insurance policy will cover you. In this case, backpacker insurance with additional sports cover may work better for you.
Which Insurance Type Is Best For Skiing Or Snowboarding?
Unfortunately, most standard travel insurance policies will not cover winter sports. If your going snowboarding or skiing, you should look for a provider that offers specialist cover for winter sports. These policies could offer cover if you injure yourself during these activities, along with any damage done to your equipment.
What Should I Be Aware Of?
If you’re considering purchasing sports travel insurance, it’s always best to check your policy if there’s something specific you’re intending to try. For example, while your policy may cover cycling, it may not extend to include a cycling tour. If you have a medical condition, you must make sure to inform your insurance provider. While it may mean an increase in your premium, the alternative could invalidate your entire policy, leaving you without cover when you need it most.
How Can I Find The Best Insurance Provider?
Whether it’s for you or your family, there’s a variety of sports travel providers for you to compare. So, why not be a good sport and start comparing travel insurance by review, today.